Free and Easy

OPENING CROSS

Those readers who have recovered unscathed from the New Year parties aren't quite out of the woods yet. January brings the inevitable post-holiday credit card bills, and the gut-wrenching realization that you have yet to pay for the seven-foot inflatable, singing reindeer still standing in your front yard.

With all the expenses to come, and with big firms facing data costs running into hundreds of millions of dollars for the year, who wouldn't appreciate something for free?

However, the fact is

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