The Great Wall: Fintech in China
The Chinese market is heavily retail driven, but innovation in the peer-to peer lending sector is likely to influence the development of institutional banking and capital markets.

The search for financial technology in mainland China pertaining to the capital markets is a tough one. Peer-to-peer (P2P) lending is the catch-phrase one always hears when the topic is broached. What is little known to the outside world, though, is just how ripe the fintech space is when it comes to the capital markets in mainland China. That’s a far tougher question to answer.
The fact is, however, that if the institutional space is to mature, it will eventually have to follow blueprints
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