APFIC Panel: Banks, Vendors Must Think Like FinTech Innovators

Firms must be innovative to create new ideas, technology


"We're coming out of a period of three to five years where investment in innovation has been hard to come by. Regulation has diverted much of available spend to that agenda," said Stuart Gurr, head of digital technology and engineering services and risk change delivery for Asia Pacific at Royal Bank of Scotland. "A lot of what needs to change is on the back end.... It's less exciting than the front end, but it's more fundamental."

However, some firms have already been raising the budget they dev

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