Collaborative efforts in the financial technology space have picked up momentum in recent years. One of the best examples of this is open source, which has gained traction on Wall Street. When Goldman Sachs opens up its source code—even if it’s a pared down version of what the bank is using internally—it’s clear that there’s been a sea change.

Another example of vendors teaming up is cloud adoption, and specifically, greater public cloud usage. Amazon, Google, IBM and Microsoft—along with