Saturday marked the 20^th anniversary of the 9/11 terrorist attacks that took the lives of almost 3,000 individuals, including 16 of our colleagues and 71 delegates who were attending the inaugural Waters Financial Technology Congress at the top of the World Trade Center’s North Tower. As always, we remember those we lost and those who had to pick up the pieces after that horrible day. You can read our tribute here.

I’m writing this silly column because of those who came before me. I truly thank