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How fintechs can weather the funding winter

Investments into UK fintechs are slipping. Azimkhon Askarov, co-CEO and partner at Concryt, outlines strategies to help them through tough macroeconomic conditions in this guest column.

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Credit: CHRISsadowski

The UK has long been the beating heart of European fintech, home to a vibrant ecosystem of entrepreneurs, investors and regulators shaping the future of financial services. But even the most resilient markets are not immune to shifting global currents. In the first half of this year, UK fintech investment slipped to $7.2 billion, a 5% decline from the same period in 2024.

This fall may seem modest, but it reflects a deeper change in sentiment. Investors are more cautious, valuations are being

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