The more people I talk to in the vendor community, the more I'm beginning to believe the second half is going to be slow, slow, slow for everyone.

As you all know, I've come to believe that most in the business--on both the vendor and consumer side--are pretty well prepared for the oncoming Y2K thingie. But prepared or not, it looks as if no one in the financial services community will be up for any kind of major installation once June 30th rolls around.

Yeah, there will be minor upgrades and

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