A Market Data Christmas Carol

"Behold these chains," moaned Marley's ghost. "The same fate awaits us all. We are bound by budgets and by technical constraints, and unless we change, we are all doomed."

"Humbug!" I cried. "You're not real. You're my imagination-probably just a reaction to a spoiled piece of cheese."

Marley's wispy figure pointed a chained finger towards me. "Tonight you will be visited by three spirits. They will explain the dangers."

As the apparition faded, I realized that Tom Davin and the FISD's generous

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