The financial industry is often blamed for 'throwing money around.' This has even been an issue in the reference data space, where most firms in some instances buy the same product three times. They take the exact same data attribute from three different vendors, choose to use one, or calculate an average, and create a golden record. But this concept is now being challenged.

The financial crisis has resulted in growing demand for raw data. There is a need for users to be able to drill down: Wher

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