Cyber insurance premiums dropped unexpectedly in 2025
Competition among carriers drives down premiums, despite increasing frequency and severity of attacks
The cost of insuring against cyber losses fell unexpectedly in 2025, despite an increase in the severity and frequency of attacks.
Insurance broker Lockton saw premiums across its cyber portfolio drop 11% in 2025. The first half of the year saw the sharpest reductions, with more moderate decreases in the second half. Lockton expects premiums to decline further at least through the first half of 2026.
Carlo Ramadoro, head of cyber and technology at Lockton, says the drop in premiums marks a “rare
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