So Long to All That

Now that most people have a basic sense of what the environment will be like next year-lower budgets, reduced headcounts, more fractured liquidity and a desire for greater market transparency-financial technologists can better prepare themselves for it.

I'm sure there will be a few more surprises in store for everyone, even if they are not on the scale of disgraced Nasdaq veteran Bernie Madoff's Ponzi scheme or Credit Suisse's novel idea to give its senior executives holiday bonuses totalling $5

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