What Data Will Be on the Cloud in Three Years? No Idea

Howard Halberstein, Morgan Stanley

Howard Halberstein, engineering lab manager at Morgan Stanley, wasn't optimistic. Financial institutions are acting less on their own reticence than an uncertainty about what kind of data they're allowed to put there. They are therefore erring on the safe side and putting nothing there, he said.

Thalles Spellacy, chief architect of business alignment and strategic planning at TD Bank Group, and Tara Castleberry, head of architecture for Americas IT at AIG, believed that the aversion to cloud is

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