US Regulators' Technology Burden

When Scott O’Malia was sworn in as commissioner of the Commodity Futures Trading Commission (CFTC), the regulatory body was still relying principally on fax machines to receive data, which staff members would then manually enter into the CFTC’s own systems. No, this was not 1999—it was late 2009, a full year after the near collapse of the financial system and a few months before the largest regulatory overhaul in history was signed into law.

When it comes to technology, the CFTC is a little too

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